Self Help Debt Pack

There are two parts to the Self Help Pack:

1) a Self Help Debt Pack document explaining the process 

2) a Personal Budget Sheet (PDF file) for you to complete

It would be worthwhile for you both of these documents.

Follow the instructions in order to try to make payment arrangements with your creditors. 

If your creditors take any legal action against you or refuse to accept your payment proposal then you may need to contact us for further advice.